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What is a SMSF loan?

Self-Managed Super Fund (SMSF) Loans Explained

Did you know that you can take control of your retirement by using your Australian superannuation asssets to borrow money and invest in a property of your choice?

Our expert team of finance, planning and accounting professionals will walk you through the entire process hand in hand. We can even provide a list of suitable investment property specialists to take the guesswork away.

Important to Know About SMSF Finance

  • You can combine your superannuation with other family members to allow you to buy property within the fund.
  • Property owned by the super fund sold at the right time may have zero capital gains tax applied.
  • SMSFs are the fastest growing segment in the superannuation market – for one main reason – control!
  • Don’t confuse your SMSF with your personal investment. They are separate entities.
  • Not everyone is suited to an SMSF.
  • A balance of approximately $150,000 is often a benchmark for a minimum balance to consider invetsing in property.
  • You will need to complete an annual tax return for the fund.
  • Costs on set up for the Bare Trust or Instalment Trust can vary greatly depending on who you use.

Always Seek Expert Independent Advice

We always recommend to secure independent advice from an experienced finance broker in complex issues like SMSF property investing. The OZLoans Finance team brings sophisticated advice and advanced financial solutions, backed by over 20 years of experience in finance broking and accounting. You can also consider it as a cross-check before committing to what may be a complicated, inflexible and unsuitable financial commitment. It is also complimentary.

Get in touch today

Call for a confidential discussion about your best financial solution, or drop us your details here and we will be in touch.