Borrowing when Self-Employed

How to Navigate Lending Options When You are Self employed Working for yourself instead of a company or business is not always easy. Self-employed people may have irregular incomes and find it difficult to make time to organise their paperwork. The banks’ strict...

What is a SMSF loan?

Self-Managed Super Fund (SMSF) Loans Explained Did you know that you can take control of your retirement by using your Australian superannuation asssets to borrow money and invest in a property of your choice? Our expert team of finance, planning and accounting...

What is a non-conforming loan?

Non-Conforming Loans Explained These loans help those clients who have had issues with finances, mainly due to unexpected changes in circumstances, eg temporary unemployment or short term inability to pay debts. OZloans can identify the lenders who can match your...

What is a Reverse Mortgage?

Reverse Mortgages Explained A reverse mortgage loan is a loan available for property owners who are 60 years and over. A mortgage is created against the equity or asset value in their home, holiday home or investment property. This equity can be taken out in a lump...