Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site.

# Ozloans Finance Australia

Mortgage Reduction Specialsts

## Sitemaps

- [XML Sitemap](https://ozloansfinance.com.au/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [How to Choose a Trusted Lending Broker](https://ozloansfinance.com.au/how-to-choose-a-lending-broker/) - [et_pb_section fb_built=”1″ _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]We are living in interesting times, and in interesting times, the best way to protect yourself in a volatile environment is to find an expert to help guide you. If you are reassessing your finances, then expert
- [Invest in Your Business Premise though an SMSF](https://ozloansfinance.com.au/invest-in-your-business-premise-though-an-smsf/) - For many business owners, the first and most important decision involves where the business will be conducted – the premise and location. Depending on the property and cost, you may consider either renting or buying.
- [The Importance of Doing Your Research in a Growing Lender Marketplace](https://ozloansfinance.com.au/the-importance-of-doing-your-research-in-a-growing-lender-marketplace/) - With an overabundance of lenders to choose from when it comes to applying for a home loan nowadays, it pays to do your research beforehand to understand the features, interest rates, and fees before you make a decision.
- [What You Can Do With House Equity &  When You Should See A Mortgage Broker](https://ozloansfinance.com.au/what-you-can-do-with-house-equity-when-you-should-see-a-mortgage-broker/) - [et_pb_section fb_built=”1″ _builder_version=”3.22″ global_colors_info=”{}”][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.6.6″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”]As a homeowner with a mortgage, you have a financial vehicle that can be adjusted to maximise benefits to you. Do you know how to leverage it to speed up your path to wealth? Did you know
- [6 Home Renovation Financing Options](https://ozloansfinance.com.au/6-home-renovation-financing-options/) - With the recent pandemic, many homeowners take the opportunity of spending more time at home to finally put into motion renovation and home improvement projects that have been in the planning stages for some time. What better time to give your home a refresh and transformation.
- [How LMI Helps You Buy A Home Sooner!](https://ozloansfinance.com.au/how-lmi-helps-you-buy-a-home-sooner/) - We are living in interesting times, and in interesting times, the best way to protect yourself in a volatile environment is to find an expert to help guide you. If you are reassessing your finances, then expert advice comes via a Lending Broker.
- [Concerned about servicing your loans?](https://ozloansfinance.com.au/concerned-about-servicing-your-loans/) - If you are concerned about servicing your loan, reach out to your local mortgage broker in Sydney for help. As Australians everywhere take a close look at their financial circumstances, mortgage brokers stand ready to lend a helping hand. Whether experiencing financial hardship through job loss, a reduction in work hours, or business disruption, an
- [What Is a Guarantor & Who Can Go Guarantor on a Home Loan?](https://ozloansfinance.com.au/what-is-a-guarantor-who-can-go-guarantor-on-a-home-loan/) - We are living in interesting times, and in interesting times, the best way to protect yourself in a volatile environment is to find an expert to help guide you. If you are reassessing your finances, then expert advice comes via a Lending Broker.
- [Here To Help](https://ozloansfinance.com.au/here-to-help/) - If you are finding it tough to meet your current financial obligations or you are just interested in reviewing your current home loan, then you are not alone. Mortgage brokers stand ready and able to assist with your options during this difficult time.
- [What Is A Deposit Bond &  New Government Scheme For First Time Buyers](https://ozloansfinance.com.au/what-is-a-deposit-bond-new-government-scheme-for-first-time-buyers/) - [et_pb_section fb_built=”1″ _builder_version=”3.22″][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” hover_enabled=”0″ sticky_enabled=”0″]When buying a home, it often involves juggling the selling of one asset to finance the next purchase if you don’t have a large deposit saved up. Getting the timing right is rarely easy. If the purchase option comes
- [A Beginner's Guide to Deposit Bonds](https://ozloansfinance.com.au/home-loan-deposit-bonds/) - A Beginner’s Guide to Deposit Bonds Struggling to get access to a 10% cash deposit for your property purchase? You’re not alone. Whether you’re a first home buyer, downsizing or investing, getting the deposit together is one of the major hurdles facing home buyers today. But more and more Australians are realising there’s a smart
- [13 Important COVID Facts for Landlords](https://ozloansfinance.com.au/13-important-points-for-landlords/) - The NSW Government is currently investigating ways in which they can further support landlords such a reducing or waiving Land Tax. Meanwhile - here are some tips to help manage an uncertain future.

## Pages

- [Home](https://ozloansfinance.com.au/) - [et_pb_section fb_built=”1″ _builder_version=”4.23″ custom_padding=”0px|0px|3px|0px|false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_row use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.16″ width=”100%” max_width=”100%” custom_margin=”0px||0px” custom_padding=”0px||0px” use_custom_width=”on” width_unit=”off” custom_width_percent=”100%” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_nextend_smart_slider_3 slider=”2″ _builder_version=”4.19.2″ global_colors_info=”{}”][/et_pb_nextend_smart_slider_3][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ background_color=”#eff3f5″ custom_padding=”0|0px|65px|0px|false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”We Can Help You With….” _builder_version=”4.16″ text_font=”Montserrat|600|||||||” text_text_color=”#444444″ text_font_size=”45px” text_line_height=”2.2em” header_font=”Montserrat|on||on|” header_text_color=”#444444″ header_font_size=”24px” header_line_height=”1.7em”
- [Meet the Team](https://ozloansfinance.com.au/meet-the-team/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/chairs-on-beach-e1554695611398.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_padding=”6px|0px|0|0px|false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.22.1″ global_colors_info=”{}”]Meet the OzLoans Team[/et_pb_text][et_pb_text _builder_version=”4.22.1″ min_height=”235px” global_colors_info=”{}”]OLoans Finance is a boutique finance broker operation assisting clients to obtain loans and
- [Business & Commercial Finance](https://ozloansfinance.com.au/finance-solutions/business-commercial-finance/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Business-finance-e1554696607364.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_padding=”0|0px|50px|0px|false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ custom_margin=”0px||” custom_padding=”0|0px|30px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”25px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”4%” _builder_version=”4.16″ text_font=”||||||||” text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_4_font=”|600|||||||” header_4_text_color=”#e7101f” header_4_font_size=”16px”
- [First Home Buyers](https://ozloansfinance.com.au/finance-solutions/first-home-buyers/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/First-home-buyers-e1554696863743.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”][/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_padding=”2px|0px|65px|0px|false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ custom_margin=”0px||” custom_padding=”0px|0px|32px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”0px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.20.0″ text_font=”||||||||” text_font_size=”15px” header_font=”Open Sans||||||||” header_text_color=”#4488bc” header_line_height=”1.7em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”2em” custom_margin=”-13px||” global_colors_info=”{}”] First Home Buyers When
- [Investment Property Finance](https://ozloansfinance.com.au/investment-property-finance/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2020/06/sydney-opera-house-investment-property-portfolio-builder.jpg” background_position=”center_left” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”][/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_padding=”0|0px|65px|0px|false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ custom_padding=”|0px|32px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”30px” _builder_version=”4.16″ text_font=”||||||||” text_font_size=”15px” ul_font=”||||||||” ul_line_height=”1.7em” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”2em” global_colors_info=”{}”]Commercial
- [Contact Us](https://ozloansfinance.com.au/contact-us-2/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.16″ custom_padding=”1px|0px|32px|0px|false|false” custom_width_px=”1300px” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ background_color=”rgba(0,0,0,0.15)” custom_padding=”|34px|4px|34px” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font_size=”15px” header_font=”Montserrat|600|||||||” header_text_color=”#0072bc” header_font_size=”32px” header_2_font=”Montserrat|300|||||||” header_2_text_color=”#e7101f” header_2_font_size=”34px” header_3_font=”Montserrat|600|||||||” header_3_text_color=”#303030″ header_3_font_size=”24px” custom_margin=”20px|||0px” custom_padding=”|||0px” global_colors_info=”{}”]Get in touch
- [Contact Us](https://ozloansfinance.com.au/contact-us/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.16″ custom_padding=”1px|0px|32px|0px|false|false” custom_width_px=”1300px” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ background_color=”rgba(0,0,0,0.15)” custom_padding=”|34px|4px|34px” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ text_font_size=”15px” header_font=”Montserrat|600|||||||” header_text_color=”#0072bc” header_font_size=”32px” header_2_font=”Montserrat|300|||||||” header_2_text_color=”#e7101f” header_2_font_size=”34px” header_3_font=”Montserrat|600|||||||” header_3_text_color=”#303030″ header_3_font_size=”24px” custom_margin=”20px|||0px” custom_padding=”|||0px” global_colors_info=”{}”]Get in touch
- [Request a Call Thank you](https://ozloansfinance.com.au/request-a-call-thank-you/) - [et_pb_section admin_label=”section”] [et_pb_row admin_label=”row”] [et_pb_column type=”4_4″][et_pb_text admin_label=”Text”]Thank you so much for requesting a call. Please know we will be in touch with you as soon as is possible.[/et_pb_text][/et_pb_column] [/et_pb_row] [/et_pb_section]
- [Meet the Team](https://ozloansfinance.com.au/meet-the-team-2/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/chairs-on-beach-e1554695611398.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ custom_padding=”6px|0px|0|0px|false|false” global_colors_info=”{}”][et_pb_row admin_label=”Row” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ global_colors_info=”{}”]About the OZLoans Team[/et_pb_text][et_pb_text _builder_version=”4.16″ min_height=”235px” global_colors_info=”{}”]OZLoans Finance is a boutique financial facilitator servicing residential and commercial financing projects
- [About Us](https://ozloansfinance.com.au/about-us/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/chairs-on-beach-e1554695611398.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.16″ custom_padding=”28px|0px|0|0px|false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_row_inner column_structure=”1_2,1_2″ disabled_on=”on|off|off” module_class=”twoX2″ _builder_version=”4.16″ custom_margin=”||” custom_padding=”2px|40px|0|0px|false|false” global_colors_info=”{}”][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”2_3″ _builder_version=”4.16″ custom_padding=”||0px|” global_colors_info=”{}” padding_bottom__hover=”0px” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_image src=”https://ozloansfinance.com.au/wp-content/uploads/2020/02/greg-north.jpg”
- [Privacy Policy](https://ozloansfinance.com.au/privacy-policy/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”45px” ol_type=”lower-alpha” ol_item_indent=”30px” _builder_version=”4.16″ text_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” header_6_font=”||||||||” custom_margin=”||10px” global_colors_info=”{}”]Privacy Statement and Consent In handling your personal information, Ozloans
- [Credit Guide](https://ozloansfinance.com.au/ozloans-credit-guide/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.16″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”45px” ol_type=”lower-alpha” ol_item_indent=”30px” _builder_version=”4.22.1″ text_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” custom_margin=”||10px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]OzLoans Finance Pty Ltd Licensee Credit Guide This document provides
- [Australian Financial Knowledge Hub](https://ozloansfinance.com.au/finance-australia-knowledge-hub/) - [et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”4.17.4″ min_height=”100px” custom_margin=”0px||||false|false” custom_padding=”0px||||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” width=”100%” max_width=”2560px” module_alignment=”center” min_height=”50%” height=”200px” max_height=”200px” custom_margin=”||20px||false|false” custom_padding=”0px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2021/07/business-13.jpg” parallax=”on” background_blend=”darken” global_colors_info=”{}”][et_pb_post_title meta=”off” featured_placement=”background” text_color=”light” admin_label=”Post Title” _builder_version=”4.17.4″ _module_preset=”default” meta_text_color=”#FFFFFF” background_enable_image=”off” text_orientation=”center” height=”250px” max_height=”250px” custom_margin=”||-3px||false|false” hover_enabled=”0″ text_shadow_style=”preset1″ global_colors_info=”{}” sticky_enabled=”0″][/et_pb_post_title][/et_pb_column][/et_pb_row][et_pb_row admin_label=”row” _builder_version=”4.17.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”|0px||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ custom_padding=”|||”
- [Booking](https://ozloansfinance.com.au/booking/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.4.8″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2020/06/sydney-opera-house-investment-property-portfolio-builder.jpg” background_position=”center_left” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.8″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”][/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″ custom_padding=”12px|||||” global_colors_info=”{}”][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”6px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_code _builder_version=”4.14.8″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″] Australian Credit Licence Number 391829 [/et_pb_text][et_pb_text disabled_on=”on|off|off” _builder_version=”3.27.4″ text_text_color=”#ffffff”
- [Finance Resources](https://ozloansfinance.com.au/ozloans-finance-resources-articles/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.11″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ global_colors_info=”{}”][et_pb_row _builder_version=”3.25″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blog fullwidth=”off” posts_number=”12″ include_categories=”all” meta_date=”j M, Y” excerpt_length=”150″ show_more=”on” show_author=”off” _builder_version=”4.13.1″ hover_enabled=”0″ global_colors_info=”{}” show_date=”off” sticky_enabled=”0″][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” admin_label=”Footer Section” _builder_version=”3.22″ background_color=”#000000″
- [Magazine Subscription](https://ozloansfinance.com.au/magazine-subscription/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(0,0,0,0.45)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”multiply” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.4″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”0|0px|50px|0px|false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”3.25″ custom_margin=”0px||” custom_padding=”0|0px|30px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”25px|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”4%” _builder_version=”3.27.4″ text_font=”||||||||” text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_4_font=”|600|||||||” header_4_text_color=”#e7101f” header_4_font_size=”16px”
- [Financial and Retirement Planning](https://ozloansfinance.com.au/financial-planning/financial-and-retirement-planning/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Beach-retirement-e1554697519263.jpg” background_position=”top_center” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off” global_colors_info=”{}”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.4″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” global_colors_info=”{}”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”0|0px|50px|0px|false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”3.25″ custom_margin=”0px||” custom_padding=”0|0px|30px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”4%” _builder_version=”3.27.4″ text_font=”||||||||” text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”1.7em” custom_margin=”-9px||” custom_padding=”0px||”
- [Thanks](https://ozloansfinance.com.au/bookingthankyou/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.4.8″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2020/06/sydney-opera-house-investment-property-portfolio-builder.jpg” background_position=”center_left” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.8″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”][/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.9.4″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”]Thank you for getting in touch about booking a time to connect. We will be
- [Insurance](https://ozloansfinance.com.au/insurance/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Signing-documents-e1554696684138.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.8″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em” title__hover=”on” title__hover_enabled=”on” meta__hover=”on” meta__hover_enabled=”on” author__hover=”on” author__hover_enabled=”on” date__hover=”on” date__hover_enabled=”on” date_format__hover=”M j, Y” date_format__hover_enabled=”M j, Y” categories__hover=”on” categories__hover_enabled=”on” comments__hover=”on” comments__hover_enabled=”on” featured_image__hover=”on” featured_image__hover_enabled=”on” featured_placement__hover=”below” featured_placement__hover_enabled=”below” text_color__hover=”dark” text_color__hover_enabled=”dark” text_background__hover=”off” text_background__hover_enabled=”off” text_orientation__hover=”left” text_orientation__hover_enabled=”left” use_background_color_gradient__hover=”off” use_background_color_gradient__hover_enabled=”off” background_color_gradient_start__hover=”#2b87da” background_color_gradient_start__hover_enabled=”#2b87da” background_color_gradient_end__hover=”#29c4a9″
- [Apply For Finance](https://ozloansfinance.com.au/apply-for-finance/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/chairs-on-beach-e1554695611398.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.11″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_row _builder_version=”4.6.0″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.0″ _module_preset=”default”][et_pb_text _builder_version=”3.27.4″]Apply for Finance Today Looking for the best financial solution? Start your application here, chat online (below) or call our team – 0409 076
- [Finance Solutions](https://ozloansfinance.com.au/finance-solutions/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Finance-solutions-e1554695906114.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.18″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”0|0px|50.5156px|0px|false|false”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”3.25″][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”2em” custom_margin=”0px||”]Helping you find the right finance Because your home loan will probably be
- [Apply for Commercial Finance](https://ozloansfinance.com.au/commercial-finance-loans-australia/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.4.8″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2020/06/sydney-opera-house-investment-property-portfolio-builder.jpg” background_position=”center_left” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.8″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”][/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22″][et_pb_row admin_label=”row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_code admin_label=”Code” _builder_version=”4.4.8″][/et_pb_code][et_pb_text admin_label=”Text” _builder_version=”4.4.7″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.4.7″][et_pb_column type=”4_4″ _builder_version=”4.4.7″][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” admin_label=”Footer Section” _builder_version=”3.22″ background_color=”#000000″ custom_padding=”4px||0px|0px|false|false” transparent_background=”off” global_module=”5828″
- [Submit a Testimonial](https://ozloansfinance.com.au/submit-a-testimonial/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/chairs-on-beach-e1554695611398.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”4.6.6″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”72px|0px|0|0px|false|false”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_code module_class=”testimonial-form” _builder_version=”4.6.6″ _module_preset=”default”][gravityform id=”1″ ][/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ disabled_on=”off|off|off” admin_label=”Footer Section” _builder_version=”3.22″ background_color=”#000000″ custom_padding=”4px||0px|0px|false|false” transparent_background=”off” global_module=”5828″ saved_tabs=”all”][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” width=”85%” max_width=”85%”
- [PD-Day](https://ozloansfinance.com.au/pd-day/) - [et_pb_section fb_built=”1″ _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||0px||false|false”][et_pb_row _builder_version=”4.6.6″ _module_preset=”default” custom_padding=”||0px||false|false”][et_pb_column type=”4_4″ _builder_version=”4.6.6″ _module_preset=”default”][et_pb_image src=”https://ozloansfinance.com.au/wp-content/uploads/2021/03/OzLoans_leaflet_web_smedia-Angela-2.png” alt=”OZloans Finance” title_text=”OzLoans_leaflet_web_smedia-Angela” align=”center” _builder_version=”4.6.6″ _module_preset=”default” width=”100%”][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.6.6″ custom_margin=”||5%||false|false” custom_padding=”28px|0px|0|0px|false|false”][et_pb_column type=”2_3″ specialty_columns=”2″ _builder_version=”3.25″ custom_padding=”|||” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_row_inner disabled_on=”on|off|off” module_class=”twoX2″ _builder_version=”3.25″ custom_margin=”||” custom_padding=”2px|40px|0|0px|false|false”][et_pb_column_inner saved_specialty_column_type=”2_3″ _builder_version=”3.25″ custom_padding=”||0px|” padding_bottom__hover=”0px” parallax__hover=”off” parallax_method__hover=”on” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.6.6″ _module_preset=”default” text_text_color=”#000000″ text_font_size=”16px” header_2_font=”|700|||||||” header_2_font_size=”30px” header_4_font=”|600|||||||” header_4_text_color=”#000000″ header_4_font_size=”22px” header_4_line_height=”28px” header_5_font=”|600|||||||” header_5_text_color=”#000000″
- [Monthly Updates](https://ozloansfinance.com.au/monthly-updates/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(0,0,0,0.36)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.4″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”0|0px|50px|0px|false|false”][et_pb_row _builder_version=”3.25″ custom_margin=”0px||” custom_padding=”0|0px|30px|0px|false|false” column_structure=”2_3,1_3″][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”25px|||” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”4%” _builder_version=”3.27.4″ text_font=”||||||||” text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_4_font=”|600|||||||” header_4_text_color=”#e7101f” header_4_font_size=”16px” header_4_line_height=”1.7em” custom_margin=”0px||” custom_padding=”0px||”] Please
- [Super and Financial Planning](https://ozloansfinance.com.au/financial-planning/super-and-financial-planning/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Beach-retirement-e1554697519263.jpg” background_position=”top_center” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.4″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ custom_padding=”0|0px|50px|0px|false|false”][et_pb_row _builder_version=”3.25″ custom_margin=”0px||” custom_padding=”0|0px|30px|0px|false|false” column_structure=”2_3,1_3″][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”3.25″ custom_padding=”70px|||37px” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”4%” disabled_on=”off|off|off” _builder_version=”4.6.6″ text_font=”||||||||” text_text_color=”#666666″ text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#ffffff” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”1.7em” header_4_font=”|600|||||||” header_4_text_color=”#e7101f” header_4_font_size=”20px” header_5_font=”Open Sans|700|||||||”
- [Consumer](https://ozloansfinance.com.au/consumer/)
- [Confirmation](https://ozloansfinance.com.au/confirmation/) - Thank you for submitting your registration for our upcoming Professional Development Day. There is one step left to go and that is to confirm your email. Click here to confirm Thereafter you will start to receive information to add to your calendar.
- [Types of Loans](https://ozloansfinance.com.au/finance-solutions/types-of-loans/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Types-of-loans-e1554696799407.jpg” background_position=”bottom_center” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.4″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”0|0px|50px|0px|false|false”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”3.25″ custom_margin=”0px||” custom_padding=”4px|0px|||false|false”][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”25px|||” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”4%” _builder_version=”3.27.4″ text_font=”||||||||” text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”1.7em” custom_margin=”0px||” custom_padding=”0px||”]Variable loans These loans are the
- [Ozloans Broker Group - Broker Details](https://ozloansfinance.com.au/ozloans-broker-group-broker-details/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.11″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″][et_pb_row _builder_version=”4.6.6″ custom_padding=”1px|0px|32px|0px|false|false” custom_width_px=”1300px”][et_pb_column type=”4_4″ _builder_version=”3.25″ background_color=”rgba(0,0,0,0.15)” custom_padding=”|34px|4px|34px” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.5.6″ text_font_size=”15px” header_font=”Montserrat|600|||||||” header_text_color=”#0072bc” header_font_size=”32px” header_2_font=”Montserrat|300|||||||” header_2_text_color=”#e7101f” header_2_font_size=”34px” header_3_font=”Montserrat|600|||||||” header_3_text_color=”#303030″ header_3_font_size=”24px” custom_margin=”20px|||0px” custom_padding=”12px|||0px||”]New Broker Group Member (or Update) Registration [/et_pb_text][et_pb_code _builder_version=”4.6.6″ _module_preset=”default”]
- [Educational Booklets](https://ozloansfinance.com.au/educational-booklets/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Page Title Section” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_position=”bottom_center” background_blend=”soft-light” custom_padding=”0|0px|5.8%|0px|false|false” custom_padding_tablet=”” custom_padding_phone=”6%||6%”][et_pb_row custom_padding_last_edited=”on|phone” admin_label=”Page Title Area” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”1536px” module_alignment=”center” custom_padding=”109px||1px||false|false” custom_padding_tablet=”” custom_padding_phone=”0px||0px” use_custom_width=”on” custom_width_px=”1536px”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Page Title” _builder_version=”3.27.4″ text_font=”Lato||||||||” text_text_color=”#ffffff” text_font_size=”70px” text_line_height=”2em” header_font=”||||||||” header_text_align=”center” header_text_color=”#ffffff” header_2_font=”||||||||” header_2_text_align=”center” header_2_text_color=”#ffffff” header_3_font=”||||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_4_font=”||||||||” header_4_text_align=”center” header_4_text_color=”#ffffff” header_5_font=”||||||||” header_5_text_align=”center” header_5_text_color=”#ffffff”
- [Client Services FAQs](https://ozloansfinance.com.au/client-services-faqs/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false” locked=”off”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.11″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″][et_pb_row _builder_version=”3.25″][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text ul_item_indent=”45px” ol_item_indent=”30px” _builder_version=”3.27.4″ text_font=”||||||||” ul_font=”||||||||” ol_font=”||||||||” header_6_font=”||||||||” custom_margin=”||10px”]Disputes and Complaints WHAT TO DO IF YOU HAVE A DISPUTE OR COMPLAINT? We are committed to providing
- [Financial Planning](https://ozloansfinance.com.au/financial-planning/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Beach-retirement-e1554697519263.jpg” background_position=”top_center” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.4″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”0|0|50.5156px|0px|false|false”][et_pb_row _builder_version=”3.25″ column_structure=”2_3,1_3″][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”2em” custom_margin=”-5px||”]Financial Planning The professional advice offered by Ozloans helps our clients to
- [Car and Equipment Finance](https://ozloansfinance.com.au/finance-solutions/car-and-equipment-finance/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/New-car-finance-e1554697145118.jpg” background_position=”bottom_center” background_blend=”soft-light” custom_padding=”9px|0px|7.2%|0px|false|false”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.8″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”][/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”2px|0px|65px|0px|false|false”][et_pb_row _builder_version=”3.25″ custom_padding=”0|0px|32px|0px|false|false” column_structure=”2_3,1_3″][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”24px|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ text_font=”||||||||” header_font=”||||||||” header_text_color=”#444444″ header_font_size=”45px” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”2em” header_4_font=”||||||||” custom_margin=”1px||” header_font_size__hover=”50px” header_font_size__hover_enabled=”50px” header_letter_spacing__hover=”0px” header_letter_spacing__hover_enabled=”0px” header_text_shadow_style__hover=”none” header_text_shadow_style__hover_enabled=”none” header_text_shadow_color__hover=”rgba(0,0,0,0.4)” header_text_shadow_color__hover_enabled=”rgba(0,0,0,0.4)” header_2_font_size__hover=”26px” header_2_font_size__hover_enabled=”26px” header_2_letter_spacing__hover=”0px”
- [Finance Solutions](https://ozloansfinance.com.au/finance-solutions-2/) - [et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Finance-solutions-e1554695906114.jpg” background_blend=”soft-light” custom_padding=”0|0px|6%|0px|false|false”][et_pb_fullwidth_post_title meta=”off” featured_image=”off” _builder_version=”3.19.18″ title_font=”||||||||” title_text_align=”center” title_text_color=”#ffffff” custom_padding=”6%||1%” title_font_size_tablet=”” title_font_size_phone=”30px” title_font_size_last_edited=”on|phone” title_text_shadow_style=”preset2″ title_text_shadow_horizontal_length=”0.04em” title_text_shadow_vertical_length=”0.04em” title_text_shadow_blur_strength=”0.04em”] [/et_pb_fullwidth_post_title][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22.3″ custom_padding=”0|0px|50.5156px|0px|false|false”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”3.25″][et_pb_column type=”2_3″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text _builder_version=”3.27.4″ text_font_size=”15px” header_font=”Open Sans|600|||||||” header_text_color=”#0061aa” header_font_size=”24px” header_line_height=”2em” header_3_font=”|600|||||||” header_3_text_color=”#444444″ header_3_font_size=”24px” header_3_line_height=”2em” custom_margin=”0px||”]Helping you find the right finance Because your home loan will probably be
- [Download Booklets](https://ozloansfinance.com.au/download-booklets/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Page Title Section” _builder_version=”3.22″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_position=”bottom_center” background_blend=”soft-light” custom_padding=”3%|0px|3%|0px|false|false” custom_padding_tablet=”” custom_padding_phone=”3%||3%”][et_pb_row admin_label=”Page Title Area” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”1536px” module_alignment=”center” custom_padding=”||||false|false” use_custom_width=”on” custom_width_px=”1536px”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Page Title” _builder_version=”3.27.4″ text_font=”Lato||||||||” text_text_color=”#ffffff” text_font_size=”70px” text_line_height=”2em” header_font=”||||||||” header_text_align=”center” header_text_color=”#ffffff” header_2_font=”||||||||” header_2_text_align=”center” header_2_text_color=”#ffffff” header_3_font=”||||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_4_font=”||||||||” header_4_text_align=”center” header_4_text_color=”#ffffff” header_5_font=”||||||||” header_5_text_align=”center” header_5_text_color=”#ffffff” header_6_font=”||||||||” header_6_text_align=”center” header_6_text_color=”#ffffff”
- [Educational Booklets](https://ozloansfinance.com.au/educational-booklets-2/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”Page Title Section” _builder_version=”3.22.3″ background_color=”rgba(43,43,43,0.58)” background_image=”https://ozloansfinance.com.au/wp-content/uploads/2019/04/Man-with-phone-e1554695715150.jpg” background_position=”bottom_center” background_blend=”soft-light” custom_padding=”0|0px|5.8%|0px|false|false” custom_padding_tablet=”” custom_padding_phone=”6%||6%”][et_pb_row custom_padding_last_edited=”on|phone” admin_label=”Page Title Area” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” max_width=”1536px” module_alignment=”center” custom_padding=”109px||1px||false|false” custom_padding_tablet=”” custom_padding_phone=”0px||0px” use_custom_width=”on” custom_width_px=”1536px”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Page Title” _builder_version=”3.27.4″ text_font=”Lato||||||||” text_text_color=”#ffffff” text_font_size=”70px” text_line_height=”2em” header_font=”||||||||” header_text_align=”center” header_text_color=”#ffffff” header_2_font=”||||||||” header_2_text_align=”center” header_2_text_color=”#ffffff” header_3_font=”||||||||” header_3_text_align=”center” header_3_text_color=”#ffffff” header_4_font=”||||||||” header_4_text_align=”center” header_4_text_color=”#ffffff” header_5_font=”||||||||” header_5_text_align=”center” header_5_text_color=”#ffffff”

## Projects

- [1](https://ozloansfinance.com.au/project/1/)

## Finance Australia Knowledge Hub

- [FAT FIRE](https://ozloansfinance.com.au/finance-australia-knowledge-hub/fat-fire/) - FIRE stands for : F - financially I - independent R-retire E-early FAT FIRE refers to individuals who want to live massively rather than frugally. ie FIRE but fat. FAT FIRE is a goal to save many hundreds of millions of dollars, and live lavishly without needing to work. Also refer to FIRE.
- [FIRE](https://ozloansfinance.com.au/finance-australia-knowledge-hub/fire/) - This acronym stands for : F - financially I - independent R-retire E-early This refers to a movement of people who want to save enough to live moderately without requiring to work, eg, save approximately $500,000 with the goal to retire early and live on around $30-50,000 a year. Also refer to FAT FIRE.
- [What is debt consolidation?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-debt-consolidation/) - Debt consolidation Debt consolidation is a process where all (or many) of your debts are rolled together into a single loan. Debt from personal loans and credit cards can be incorporated into your mortgage at a much better interest rate as home loans tend to have lower interest rates than other forms of credit. Consolidation
- [What is a deposit bond?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-debt-consolidation-duplicate-1/) - Deposit bonds What is a deposit bond? A deposit bond is arranged by the property purchaser with an insurance company to provide a guarantee to the vendor that they will receive their 10% deposit even if the purchaser defaults on the contract of sale. A small premium is paid to the insurance company. All purchase funds
- [What is the 'bank of Mum and Dad'?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-mortgage-cliff-duplicate-1/) - Bank of Mum and Dad Explained The 'Parent bank' is a fun term to describe a genuine and increasingly used source of funds to help the next generation to purchase a property, usually their own home. Parents often have considerable asset value in their own home and/or investment properties. There are several financial tools that
- [What is a Mortgage Cliff?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-mortgage-cliff/) - Mortgage Cliffs Explained A mortgage cliff is when a borrower or mortgagee is heading to the end of a fixed interest lending period and moving into repaying their loan with a much higher variable interest rate. When the difference in interest rate is significant, it can cause extreme stress as the base repayment jumps overnight.
- [What is a personal loan?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/borrowing-when-self-employed-duplicate-1/) - Personal loans in Australia Explained A personal loan might be right for you if you want to fund the purchase of a car, boat, holiday or if you want to consolidate debt. Personal loans are usually unsecured loans, ie, there is no asset provided as security against the debt. They are usually structured with a
- [Borrowing when Self-Employed](https://ozloansfinance.com.au/finance-australia-knowledge-hub/self-employed-property-loan/) - How to Navigate Lending Options When You are Self employed Working for yourself instead of a company or business is not always easy. Self-employed people may have irregular incomes and find it difficult to make time to organise their paperwork. The banks’ strict lending criteria make applying and securing a self-employed loan time-consuming, overwhelming, with
- [What is a SMSF loan?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-non-conforming-loan-duplicate-1/) - Self-Managed Super Fund (SMSF) Loans Explained Did you know that you can take control of your retirement by using your Australian superannuation asssets to borrow money and invest in a property of your choice? Our expert team of finance, planning and accounting professionals will walk you through the entire process hand in hand. We can
- [What is a non-conforming loan?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-non-conforming-loan/) - Non-Conforming Loans Explained These loans help those clients who have had issues with finances, mainly due to unexpected changes in circumstances, eg temporary unemployment or short term inability to pay debts. OZloans can identify the lenders who can match your personal circumstances. The value of your property and your capacity to repay will determine your
- [What is a variable loan?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-variable-loan/) - What is a variable or variable-interest rate loan? These loans are the most common type available for mortgages or real estate purchases. The variable rate refers to the interest rate applied to repayments, which is not locked in at a set rate, but varies with the lender's interest rate charged over time. A variable interest
- [What is a fixed rate loan?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-fixed-rate-loan/) - What is a fixed-interest rate loan? These loans are set at a fixed interest rate for a specified period (usually one to five years). The advantage of this type of loan is that it allows you to organise your finances and repayments without the risk of rising interest rates. Whilst you are protecting yourself against
- [What is a Split Mortgage?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-split-mortgage/) - What is a Split Loan or Mortgage? A split loan is a complex structured mortgage that folds in the features of multiple types of loan products, eg, fixed interest rate and variable interest rate. The primary reason this is considered is to incorporate the security of a fixed rate and the benefits of a variable
- [What is an Interest-Only Loan?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-an-interest-only-loan/) - What is an Interest-Only Loan or Mortgage? An interest-only loan is structured so that you only pay the interest component on your loan. For these loans, the principal of the loan is not repaid during this repayment period. There is usually a specified, short-term period set. These are different to a standard home loan where
- [What is an Offset Account?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-an-offset-account/) - Offset accounts in Australia, an offset account is a savings account that is attached to your mortgage (loan) account. Savings in the offset account is deducted (or offset) from the loan amount whiches reduces the interest payable. Smart mortgagees (home loan borrowers) can successfully generate substantial savings through regular use of an offset account as
- [What is a Line of Credit?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-line-of-credit/) - Line of credit A line of credit is a flexible type of loan that can be applied for against equity in your home. They usually offer unlimited deposits or repayments as your repayments are not set amounts, unlike a home loan. Other Considerations For a Line of Credit They can be a great way to
- [What is a Bridging Loan?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-bridging-loan/) - Bridging Loans or Bridging Finance A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your current (not new) property as you are utilising the equity in your existing property. Bridging loans are usually short term and more
- [What are development, construction and renovation loans?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/development-construction-renovation-loans-defined/) - Development, Construction and Renovation Loans Explained OZloans can assist with structuring financing solutions for commercial and industrial development, residential property development and for renovations. We can organise construction and development finance to provide creative and strategic alternatives to traditional development finance to maximise the return on your investment. If you’re building a new home or
- [What is a Reverse Mortgage?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-a-reverse-mortgage/) - Reverse Mortgages Explained A reverse mortgage loan is a loan available for property owners who are 60 years and over. A mortgage is created against the equity or asset value in their home, holiday home or investment property. This equity can be taken out in a lump sum, through regular ongoing payments, or as a
- [What is Mortgage Protection?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-lenders-mortgage-insurance-duplicate-1/) - What is Mortgage Protection Insurance? Mortgage protection insurance supports you in case you become involuntarily unemployed or are unable to work due to illness or disability. It is considered prudent to ensure that you can continue to meet your commitment and protect ownership of your asset in the case of unforeseen events. You do not
- [What is Lender's Mortgage Insurance?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-lenders-mortgage-insurance/) - What is Lender's Mortgage Insurance (LMI)? LMI is often referred to as mortgage insurance. It is usually required by the lender where the borrower's deposit is less than 20% of the purchase price of the property. LMI is paid for by the borrower, and protects the lender in the event that the borrower defaults on
- [What is Landlord Insurance?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-landlord-insurance/) - What is Landlord Property Insurance? Landlord insurance covers an investment property owner from financial losses or damage to their property as a result of malicious damage or unexpected events such as fire, storm and flood. The policy covers the building but does not cover any personal property belonging to tenants. We recommend that a provision
- [What is Contents Insurance?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-building-contents-insurance/) - What is Building Contents Insurance? Content insurance covers the contents of your home in the event they are destroyed, damaged or stolen. It is separate from property insurance. It may or may not cover items that are not always housed in your home, eg, a vehicle.
- [What is Property Insurance?](https://ozloansfinance.com.au/finance-australia-knowledge-hub/what-is-property-insurance/) - What is Property or Building Insurance? Building insurance covers the structure of the building to cover risks such as fire, landslip etc. It should provide you with adequate cover should you need to repair or replace your home (ie, house, garage, shed etc.) The responsibility to insure the property passes to the buyer on the

## Categories

- [Finance Solutions](https://ozloansfinance.com.au/category/finance-solutions/)
- [Property Investment](https://ozloansfinance.com.au/category/property-investment/)
- [Financial Planning](https://ozloansfinance.com.au/category/financial-planning/)

## Tags

- [deposit bonds](https://ozloansfinance.com.au/tag/deposit-bonds/)
- [mortgage deposit](https://ozloansfinance.com.au/tag/mortgage-deposit/)
- [how to buy a home](https://ozloansfinance.com.au/tag/how-to-buy-a-home/)
- [property finance](https://ozloansfinance.com.au/tag/property-finance/)

## Categories

- [Financial Terms Glossary](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-terms-glossary/) - Resource library of financial, lending and borrowing terms for the Australian financial marketplace
- [Types of Loans](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-terms-glossary/types-of-loans/) - Different types of loans available in the Australian lending marketplace.
- [Types of Financial Services](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-terms-glossary/types-of-financial-services/) - Definitions of the different financial services offered in the Australian financial services industry.
- [Types of Insurance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-terms-glossary/types-of-insurance/) - Definitions of insurance products that are available in relation to financial products and services offered in the Australian marketplace.
- [The Latest - News, Updates](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-lending-updates-australia/) - Financial news, trends & updates for the Australian finance & lending landscape.
- [Types of Property Finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-terms-glossary/types-of-loans/types-of-property-finance/)
- [Other Types of Finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-terms-glossary/types-of-loans/other-types-of-finance/)
- [Financial Terms](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-terms-glossary/financial-terms/)
- [Trends in finance for living](https://ozloansfinance.com.au/finance-australia-knowledge-hub/category/financial-lending-updates-australia/trends-in-finance-for-living/)

## Tags

- [variable rate interest](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/variable-rate-interest/)
- [lending terminology](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/lending-terminology/)
- [understanding borrowing](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/understanding-borrowing/)
- [understanding finance australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/understanding-finance-australia/)
- [finance australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/finance-australia/)
- [fixed vs variable](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/fixed-vs-variable/)
- [variable interest rate loan](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/variable-interest-rate-loan/)
- [finance broker australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/finance-broker-australia/)
- [finance broker sydney](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/finance-broker-sydney/)
- [finance broker north shore](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/finance-broker-north-shore/)
- [mortgage australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/mortgage-australia/)
- [best mortgage australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/best-mortgage-australia/)
- [fixed interest loan](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/fixed-interest-loan/)
- [fixed interest mortgage](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/fixed-interest-mortgage/)
- [best fixed interest loan](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/best-fixed-interest-loan/)
- [property insurance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/property-insurance/)
- [building insurance explained](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/building-insurance-explained/)
- [property insurance australia explained](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/property-insurance-australia-explained/)
- [protect your property](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/protect-your-property/)
- [independent lending advice sydney](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/independent-lending-advice-sydney/)
- [independent lending advice Australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/independent-lending-advice-australia/)
- [mortgage insurance terms explained](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/mortgage-insurance-terms-explained/)
- [lending insurance terms explained australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/lending-insurance-terms-explained-australia/)
- [lmi explained](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/lmi-explained/)
- [lenders mortgage insurance definition](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/lenders-mortgage-insurance-definition/)
- [lending insurance terms explained australi](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/lending-insurance-terms-explained-australi/)
- [mortgage protection insurance australa definition](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/mortgage-protection-insurance-australa-definition/)
- [best practice home loan borrowing](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/best-practice-home-loan-borrowing/)
- [australian home loan](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/australian-home-loan/)
- [australian property finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/australian-property-finance/)
- [mortgage broker australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/mortgage-broker-australia/)
- [split loan](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/split-loan/)
- [split mortgage australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/split-mortgage-australia/)
- [line of credit mortgage](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/line-of-credit-mortgage/)
- [property investment australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/property-investment-australia/)
- [offset loan](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/offset-loan/)
- [offset account](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/offset-account/)
- [offset mortgage account](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/offset-mortgage-account/)
- [offset account australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/offset-account-australia/)
- [line of credit definition](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/line-of-credit-definition/)
- [line of credit explanation](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/line-of-credit-explanation/)
- [line of credit australia finance broker](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/line-of-credit-australia-finance-broker/)
- [bridging finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/bridging-finance/)
- [bridging loan](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/bridging-loan/)
- [bridging loan australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/bridging-loan-australia/)
- [reverse mortgage australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/reverse-mortgage-australia/)
- [reverse mortgage definition](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/reverse-mortgage-definition/)
- [property finance types australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/property-finance-types-australia/)
- [property development finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/property-development-finance/)
- [home renovation finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/home-renovation-finance/)
- [property renovation finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/property-renovation-finance/)
- [construction finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/construction-finance/)
- [variable interest property finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/variable-interest-property-finance/)
- [smsf investing australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/smsf-investing-australia/)
- [smsf loan australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/smsf-loan-australia/)
- [smsf funding](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/smsf-funding/)
- [smsf borrowing](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/smsf-borrowing/)
- [smsf loan](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/smsf-loan/)
- [smsf definition](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/smsf-definition/)
- [self-employed finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/self-employed-finance/)
- [self-employed lending explianed](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/self-employed-lending-explianed/)
- [self-employed property finance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/self-employed-property-finance/)
- [personal loans australia definition](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/personal-loans-australia-definition/)
- [personal loan advisor](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/personal-loan-advisor/)
- [mortgage cliff Australia explained](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/mortgage-cliff-australia-explained/)
- [mortgage dangers](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/mortgage-dangers/)
- [mortgage cliff](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/mortgage-cliff/)
- [bank of mum and dad](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/bank-of-mum-and-dad/)
- [parent bank](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/parent-bank/)
- [accessing value in your home](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/accessing-value-in-your-home/)
- [reverse mortgage](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/reverse-mortgage/)
- [deposit bond explained](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/deposit-bond-explained/)
- [deposit bond australia](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/deposit-bond-australia/)
- [mortgage insurance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/mortgage-insurance/)
- [finance insurance](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/finance-insurance/)
- [how to consolidate debt](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/how-to-consolidate-debt/)
- [debt reduction](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/debt-reduction/)
- [reduce interest rate](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/reduce-interest-rate/)
- [manage mortgage repayments](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/manage-mortgage-repayments/)
- [debt consolidation](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/debt-consolidation/)
- [use mortgage to reduce debt](https://ozloansfinance.com.au/finance-australia-knowledge-hub/tag/use-mortgage-to-reduce-debt/)